{"id":6441,"date":"2017-04-19T16:23:14","date_gmt":"2017-04-19T16:23:14","guid":{"rendered":"http:\/\/youngwrexham.co.uk\/cy\/?page_id=6441"},"modified":"2017-05-12T12:24:36","modified_gmt":"2017-05-12T12:24:36","slug":"banciau-a-chymdeithasau-adeiladu","status":"publish","type":"page","link":"https:\/\/youngwrexham.co.uk\/cy\/info\/money\/banciau-a-chymdeithasau-adeiladu\/","title":{"rendered":"Banciau a Chymdeithasau Adeiladu"},"content":{"rendered":"<h3>Ydych chi\u2019n dilyn cwrs yn y coleg ac yn derbyn Lwfans Cynhaliaeth Addysg neu\u2019n ystyried cael swydd ac yn chwilio am rywle i gadw\u2019ch arian yn saff? Os felly, dylai&#8217;r wybodaeth isod eich helpu chi ddechrau arni.<\/h3>\n<p>Mae banciau a chymdeithasau adeiladu yn darparu amrywiaeth o wasanaethau ariannol i helpu pobl i reoli eu harian.<br \/>\nYn ogystal \u00e2 chynnig cyfrifon cyfredol a chyfrifon cynilo, maen nhw hefyd yn cynnig cardiau credyd, benthyciadau a morgeisi.<br \/>\nMae pob banc a chymdeithas adeiladu yn wahanol ac yn cynnig gwasanaethau amrywiol.<\/p>\n<p>&nbsp;<\/p>\n<p><iframe loading=\"lazy\" title=\"How to open a bank account - Money Advice Service\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/XZoc2Cv3BAE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<h3>Dyma ychydig o awgrymiadau a all fod o gymorth i chi:<\/h3>\n<p><a href=\"https:\/\/youtu.be\/FTs0OUCMIjI\">https:\/\/youtu.be\/FTs0OUCMIjI<\/a><\/p>\n<p>Ymwadiad.<\/p>\n<p>Ymddiheurwn fod y fideo hwn yn uniaith Saesneg, mae\u2019r wybodaeth yn berthnasol iawn i\u2019r adran hon ac yn hynod ddefnyddiol.<br \/>\n<a href=\"http:\/\/www.moneysupermarket.com\/money\/\">Adran ariannol y Money Supermarket<\/a><br \/>\n<a href=\"http:\/\/www.moneysavingexpert.com\/\">Money Saving Expert<\/a> \u2013 yn enwedig y<a href=\"http:\/\/www.moneysavingexpert.com\/family\/young-adults-moneysaving\"> 47 awgrym arbed arian ar gyfer pobl 16 &#8211; 25 oed<\/a><br \/>\nCyn llofnodi i agor cyfrif banc neu dderbyn gwasanaeth arall, cofiwch holi banciau a chymdeithasau adeiladu eraill er mwyn cael y fargen orau \u2013 a pheidiwch byth \u00e2 llofnodi unrhyw beth os nad ydych chi\u2019n deall yr amodau yn iawn. Cofiwch ddarllen y print m\u00e2n!<br \/>\nMae rhai banciau yn codi t\u00e2l am bethau ac efallai na fyddwch chi\u2019n ymwybodol o\u2019r pethau hynny \u2013 ond dyma fideo defnyddiol i chi ar hynny&#8230;.<br \/>\nOs ydych chi&#8217;n poeni am eich sefyllfa ariannol, siaradwch \u00e2 Chyngor ar Bopeth neu\u2019r Gwasanaeth Cynghori Ariannol.<br \/>\nOs oes gennych chi g\u0175yn am fanc neu gymdeithas adeiladu, ysgrifennwch at y brif swyddfa neu cysylltwch \u00e2&#8217;r Awdurdod Ymddygiad Ariannol sy&#8217;n rheoleiddio&#8217;r holl fanciau a chymdeithasau adeiladu.<\/p>\n<h3>Dolenni defnyddiol eraill<\/h3>\n<p><a href=\"http:\/\/www.thesite.org\/money\">The Mix<\/a> (theSite.org gynt) \u2013 llawer o wybodaeth ar gael yn yr adran ariannol<\/p>\n<p><a href=\"https:\/\/www.gov.uk\/browse\/tax\">Gov.uk&#8217;s section on money &amp; tax<\/a><\/p>\n<p><a href=\"http:\/\/www.barclaysmoneyskills.com\/\">Barclays Money Skills<\/a><\/p>\n<p><a href=\"https:\/\/www.citizensadvice.org.uk\/wales\/debt-and-money\/young-people-and-money-advice\/young-people-money-advice-videos\/\">Citizens Advice money advice videos<\/a><\/p>\n<p><a href=\"http:\/\/www.moneysupermarket.com\/money\/\">Money Supermarket&#8217;s money section<\/a><\/p>\n<p><a href=\"http:\/\/www.moneysavingexpert.com\/\">Money Saving Expert<\/a>\u00a0&#8211; yn enwedig y\u00a0<a href=\"http:\/\/www.moneysavingexpert.com\/family\/young-adults-moneysaving\">47 awgrym arbed arian ar gyfer pobl 16 &#8211; 25 oed <\/a><\/p>\n<p><strong>Apiau a gemau <\/strong><\/p>\n<p><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.stormid.ysmas&amp;hl=en_GB\">Wishfund<\/a> \u2013 dyma ap sy\u2019n gallu\u2019ch helpu chi gadw golwg ar y pethau rydych chi\u2019n cynilo ar eu cyfer (ar gael ar gyfer dyfeisiau Android).<\/p>\n<p><strong>Sefydliadau Lleol<\/strong><\/p>\n<p><a href=\"http:\/\/www.wrexham.gov.uk\/welsh\/council_w\/social_services\/welfare.htm\">Hawliau Lles<\/a><\/p>\n<p><a href=\"https:\/\/www.citizensadvice.org.uk\/wales\/\">Cyngor ar Bopeth<\/a><\/p>\n<p><strong>Sefydliadau Cenedlaethol<\/strong><\/p>\n<p><a href=\"https:\/\/www.moneyadviceservice.org.uk\/cy\">Gwasanaeth Cynghori Ariannol<\/a><\/p>\n<p><a href=\"https:\/\/www.nationaldebtline.org\/EW\/Pages\/default.aspx\">Llinell Gymorth Genedlaethol ar Ddyledion<\/a><\/p>\n<p>&nbsp;<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-6276 aligncenter\" src=\"https:\/\/youngwrexham.co.uk\/cy\/wp-content\/uploads\/sites\/3\/2017\/01\/Info-generaljpeg-300x106.jpg\" alt=\"\" width=\"300\" height=\"106\" srcset=\"https:\/\/youngwrexham.co.uk\/cy\/wp-content\/uploads\/sites\/3\/2017\/01\/Info-generaljpeg-300x106.jpg 300w, https:\/\/youngwrexham.co.uk\/cy\/wp-content\/uploads\/sites\/3\/2017\/01\/Info-generaljpeg-768x272.jpg 768w, https:\/\/youngwrexham.co.uk\/cy\/wp-content\/uploads\/sites\/3\/2017\/01\/Info-generaljpeg.jpg 886w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p><strong>Os hoffech ragor o wybodaeth am y testun hwn neu os oes gennych chi unrhyw gwestiynau galwch draw i&#8217;r Siop INFO neu cysylltwch \u00e2 ni ar 01978 295600 \/ <a href=\"https:\/\/youngwrexham.co.uk\/cy\/ask-wrex\/\">Neges wib<\/a>. \u00a0Gadewch neges a byddwn yn cysylltu \u00e2 chi cyn gynted \u00e2 phosib. <\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ydych chi\u2019n dilyn cwrs yn y coleg ac yn derbyn Lwfans Cynhaliaeth Addysg neu\u2019n ystyried cael swydd ac yn chwilio am rywle i gadw\u2019ch arian yn saff? Os felly, dylai&#8217;r&#8230;<\/p>\n","protected":false},"author":5,"featured_media":6442,"parent":359,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-info.php","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-6441","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/youngwrexham.co.uk\/cy\/wp-json\/wp\/v2\/pages\/6441","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/youngwrexham.co.uk\/cy\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/youngwrexham.co.uk\/cy\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/youngwrexham.co.uk\/cy\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/youngwrexham.co.uk\/cy\/wp-json\/wp\/v2\/comments?post=6441"}],"version-history":[{"count":4,"href":"https:\/\/youngwrexham.co.uk\/cy\/wp-json\/wp\/v2\/pages\/6441\/revisions"}],"predecessor-version":[{"id":6964,"href":"https:\/\/youngwrexham.co.uk\/cy\/wp-json\/wp\/v2\/pages\/6441\/revisions\/6964"}],"up":[{"embeddable":true,"href":"https:\/\/youngwrexham.co.uk\/cy\/wp-json\/wp\/v2\/pages\/359"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/youngwrexham.co.uk\/cy\/wp-json\/wp\/v2\/media\/6442"}],"wp:attachment":[{"href":"https:\/\/youngwrexham.co.uk\/cy\/wp-json\/wp\/v2\/media?parent=6441"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}