From saving to buying yourself something new, to applying for a student grant, money is a friend and enemy in equal measures. If managed properly and with respect it can help you to do things you couldn’t otherwise, but if handled in the wrong way it can leave you struggling and in debt.

You may already have a bank account and be wondering how best to save your money, or you might be looking to get your first paid job and wonder what the national minimum wage is. You might be entitled to income support or benefits and need advice on how best to apply for them.

Some people exist happily on very little cash, while others strive for material things that can only be gained through a healthy bank account. Whichever category you fall into, in this section you’ll find all the information you’ll need to make financial decisions as a young person.